Addiction Treatment Covered By Anthem
AetnaDrug Rehab Coverage
Aetna insurance covers many rehabilitation facilities to help individuals struggling with substance abuse. To verify what your policy coverage includes, please contact an Aetna representative and ask for an explanation of your benefits. You can determine what is covered under your Aetna insurance policy and how that policy can apply to addiction treatment.
At Indah Recovery, we accept Aetna insurance and work with our clients to get them the most comprehensive Southern California addiction treatment with the lowest out-of-pocket costs. Contact an Indah Recovery admissions specialist today to verify your insurance and see how we can help you on your path to recovery.
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Aetna Insurance's Coverage
Does Aetna Insurance Pay for Addiction Treatment?
Depending on your level of coverage, Aetna Insurance may cover different types of rehabilitation for substance abuse. One way to ensure your rehabilitation is by getting a diagnosis and treatment plan from your doctor. Choose an Aetna Health Care Provider and have them assess your substance abuse. Individuals diagnosed with a substance use disorder can often get a recommendation for the type and level of addiction treatment necessary fr their success.
While your level of Aetna Insurance coverage does matter, the doctor’s opinion can also have a significant impact. Individuals with substance use diagnoses often require different levels of support provided by varying types of addiction treatment facilities. With a diagnosis from an Aetna Health Care provider, individuals have an easier chance of getting into adequate treatment for their addiction needs.
Those suffering from the most intensive substance use disorders are diagnosed as severe and typically require inpatient residential treatment. These treatment facilities can be challenging to get into and costly, so by choosing an Aetna Insurance-covered rehab, you can lower your out-of-pocket costs. In addition, clients can access long-term constructive and complex treatment at an Aetna inpatient rehab, like Indah Recovery. These programs often allow clients to focus on their substance abuse problem and address concerns as a whole person.
Individuals diagnosed with a moderate substance use disorder can benefit in a number of intensive settings. While some may require inpatient treatment, as recommended by a doctor, many individuals who struggle at this substance addiction level benefit from partial hospitalization and intensive outpatient programs. These programs are regulated and require clients to spend a large portion of their time working through their needs at the facility. However, they can go home for the evening and sleep overnight. Aetna-approved health care professionals often recommend this level of treatment if an individual has an intact support system that is willing to support and monitor the individual through this trying time.
The lowest level of addiction treatment that Aetna Insurance covers is outpatient rehabilitation. At an outpatient facility, clients are coming and going frequently. They work independently with counselors and physicians and in small groups with others struggling through similar situations. This level of care is often the least expensive and the most widely covered rehabilitation option in Aetna Insurance.
To find out what your insurance policy covers, contact Aetna today to get an explanation of benefits based on your coverage. You can also contact Indah Recovery to have a representative verify your insurance.
Levels of Care Covered by Aetna
What Does Aetna Insurance Cover in Rehab?
It is essential to consider what treatment is best for you in rehab and what Aetna does and does not cover. In most instances, most treatments offered at an Aetna-approved facility should be covered by your Aetna insurance, with you only paying the out-of-pocket costs. These types of treatment include mental, physical, and wellness rehabilitative offices.
When it comes to focusing on insurance coverage for individuals at an Aetna rehab, the most commonly covered mental health treatment in rehabilitation is Cognitive Behavioral Therapy (CBT). This is often the standard type of treatment for individuals in rehabilitation. This type of treatment teaches individuals to think about the future and let go of the past. Clients are encouraged to focus on what they can change instead of what they can’t.
Other physical treatment options are also covered by Aetna Insurance when included as part of an addiction treatment program. For example, things like Yoga, acupuncture, and Reiki are often covered by insurance when they are included in an addiction treatment plan through an Aetna-approved facility.
Lastly, therapies that improve overall client wellness are frequently included. For example, nutrition counselors and horse-riding treatment may be included in your programming.
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How Long Will Aetna Insurance Pay for Rehab?
Aetna Insurance covers individuals based on the amount of support available in their benefits package. This can be different depending on the company and benefits packages offered.
Typically, the length of rehab coverage depends on the type of rehab accessed and the client’s need.
Individuals who need inpatient rehab often remain in inpatient facilities for 14-30 days. These programs help individuals get clean and maintain a safe, structured, and drug-free environment focused on helping an individual reset. Aetna-approved rehabs will offer the most comprehensive treatment for the longest amount of time.
If you choose an Aetna-approved intensive outpatient program, these often last for several weeks until a client is able to transition to a less intensive outpatient program. This is demonstrated over a series of assessments made by clinical professionals. Again, in an Aetna-covered outpatient setting, the facility should cover the length of treatment.
Outpatient therapy is often the longest covered rehabilitation because it is structured to be the most supportive and comprehensive treatment style. Individuals in outpatient treatment may be there for 90 days to a year, depending on their addiction severity and needs. Therefore, Aetna-insured clients who choose approved outpatient treatment will receive the most extended treatment to their needs.
How to Find Aetna Rehab Facilities
There are several ways to find Aetna rehab facilities. The first way is to access the Aetna website or call and speak and request a list of approved rehabilitation facilities. Clients who can access this list can choose from the list of comprehensive treatment programs available to Aetna clients in-network.
Aetna will verify an in-network approved rehab facility, and clients will be able to access the most treatment options through this authorized treatment center. Clients who choose to go out of network will have higher out-of-pocket costs and will have to have pre-approval. This is a lengthy process and can be challenging to manage for someone who is struggling with addiction. By choosing an Aetna-approved treatment center, clients will have a quicker turnaround time for access.
Another way to find an Aetna rehab facility is by contacting the facility of your choice and having them verify your insurance policy. This can be beneficial for clients as well. Finding a rehab facility that offers the types of treatment you believe will be most beneficial for you or your loved one can make a big difference in the outcome. In addition, by going through the rehab center to verify your insurance, you will have a more accurate out-of-pocket cost and be able to determine exactly what your Aetna insurance policy will cover at their facility. This process can be lengthy, but more beneficial as you will have direct information from rehab centers you would prefer to attend.
Indah Recovery is an approved Aetna-approved rehab facility focusing on providing a luxurious rehab in Orange County and safe space to recover. Speak with an admissions coordinator today to see how we can get you the help you need